Financial Planning

Our personalized financial planning carefully considers your entire situation.  It is a collaborative effort where we evaluate different scenarios.  Our planning process has specific systems in place to ensure focus on the areas that are most important to you. Here are some of the areas that may be included in your plan.

Are you on track for retirement? We will assess your situation and make specific recommendations to help you meet your goals.

At or near retirement? We will provide you with a detailed distribution strategy to retire with confidence.

Some areas of focus may include:

  • Pension Analysis
  • Social Security Optimization
  • Roth IRA conversions & Back Door Roth IRA
  • Retirement income management
  • Tax Efficiency planning before and after retirement
  • Fixed and discretionary budget at retirement

We assist clients in planning for the skyrocketing cost of college. We not only gauge the future cost of college for your children but also provide solutions for saving and investing in the most tax-efficient manner.

Our planning process includes maximizing employee benefits. This includes an analysis of: Stock options 401(k) review and selection Employee benefit review

Our clients have worked hard to accumulate their wealth. Our process focuses on defending these assets. This includes a titling and beneficiary review, as well as an insurance review.

Planning for the future for a family who has a member with special needs may cause fear and anxiety. Having a solid plan serves to alleviate these fears. Our personalized planning confronts financial issues such as how to provide for the family member without adversely impacting their government benefits. Planning would also center around emotional issues such as identifying a person who would understand their needs if something were to happen to you right now.

In most cases, the largest asset of a business owner is their business. We are keenly aware of this as we are a small business and face these same issues. We work together to ensure that this asset works effectively in your planning. This might be through consideration of qualified or nonqualified retirement plans, key man benefits and business continuation.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | 412-831-1400